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Company Name: Trupanion

Address: 1148 NW Leary Way
Seattle, WA 98107
0

Better Business Bureau Rating: A+

Year Company Started: 2008 in the USA
Accident or Injury
Accident base cover includes
examinations
diagnostics and lab tests
prescription medication
treatments
surgery
hospitalization
Illness
examinations
diagnostics and lab tests
prescription medication
surgery
treatments
hospitalization
Illness base cover includes
Behavioral Therapy
Not Covered
Alternative Therapy
Hereditary & Congenital Conditions
Continual Coverage for Chronic Diseases
Coverage for chronic conditions is included in the base policy providing they are not pre-existing and have not occurred during the waiting period.
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Chronic Diseases
Chronic conditions are covered as long as you have not exceeded your maximum annual payout which is unlimited in most states.
Baseline Cover Inclusions for Dogs and Cats**
Continual coverage for chronic conditions is included in the base policy up to the maximum annual payout which is unlimited in most states.
Coverage for Cancer
Cancer conditions are covered as long as you have not exceeded your maximum annual payout which is unlimited in most states.
*See Trupanion policy for a complete listing
Pre-existing conditions
Routine/Wellness Coverage
Conditions that occur during the waiting period
Pregnancy
Veterinary exam fees
Elective Procedures
Routine Care
Alternative Therapy
Behavioral Therapy
Chronic disease
Continual coverage for chronic disease
Hereditary/congenital conditions
Cancer Coverage
Breed specific conditions
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Trupanion provides good cover in the Five Important areas as standard in their base plan:
Hip Dysplasia Coverage
Strong Points
Offers its own underwriter for more flexibility
Coverage when traveling out of state
Generous maximum payout structure: (unlimited in most states)
Continual coverage for chronic diseases
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Customer Rating 9.1 / 10
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Trupanion Insurance Review

Weak Points
Company has not been in business as long as some of its competitors
Year Company Started 2008.
Trupanion owns it's own underwriter (difficult to rate financial stability)
Non-routine dental coverage is limited
Coverage for Hip Dysplasia is an additional cost) and pets must be enrolled before 1 year of age
Breed Specific Coverage
Breed specific medical conditions provided the condition is not pre-existing, has not occurred during the waiting period, and you have not exceeded over your maximum annual payout which is unlimited in most states.
What's Included
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What's Optional
Customer Rating 9.1 / 10
Trupanion Customer Rating:
Customer Rating - 9.1 / 10
Rating based on 700+ customer reviews
Customer Ratings are based on actual customer reviews compiled by petinsurancereview.com
Better Business Bureau Rating A+
Not Covered
Hereditary and congenital conditions are covered, as long as the condition is not pre-existing, has not occurred during the waiting period, Hip Dysplasia is not covered unless you purchase it as an addon.
Trupanion Pet Insurance
Trupanion Pet Insurance
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Trupanion Insurance Logo
Approximately $11.00 - $70.00 depending on your location, the breed of pet, add-on, etc
Approximate Monthly Fees
What They Don't Cover *
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Summary:
9.1 out of 10 is a good rating. While it is not quite as high as some of the others, it means that 91% of people canvassed in our survey liked what they got from TruPanion. At a base rate that offers good value for money, TruPanion should not be discounted.
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"I highly recommed Trupanion to people. I have had great customer service. Claims are processed very quickly, and if there is an error, they are always there to fix it. I and Frank, love the peace of mind we have with Trupanion so we can get the care for Gracie when she needs it. Thank you".
Pat C. October 9, 2012
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Pat C. wrote

I highly recommend Trupanion to people. I have had great customer service. Claims are processed very quickly, and if there is an error, they are always there to fix it. I and Frank, love the peace of mind we have with Trupanion so we can get the care for Gracie when she needs it. Thank you.
Trupanion covers 90% of actual veterinary costs for approved accident and illness claims, less the exam fee, taxes, and optional deductible. Full 90% coverage is available at any veterinary clinic, emergency care center or specialty hospital.
Your pet receives unlimited lifetime healthcare coverage. Trupanion does not have any payout limits - we will pay whatever is needed to help your pet!
You choose your own deductible with Trupanion and we operate on a per-incident basis rather than a benefit schedule.
Trupanion covers hereditary and congenital conditions.
Trupanion pet insurance gives you peace of mind in case of an accident or illness.
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